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HR
Directors...Learn the benefits of
considering voluntary and supplemental
health insurance programs for the small
and medium size business market.
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Welcome
to 1st Supplemental
Health Insurance, learn
from a nationwide referral
network of independent agents and brokers
specializing in key voluntary employee
health insurance benefits for the small
and medium sized business market. Looking
for Insurance Quotes? If your
firm has over 500 employees you may want
to visit The
Benefit Network.
Learn how to use supplemental health
insurance plans to offset the rise in
core health insurance quotes that you get
from your broker.
On this site you will find key
educational information on supplemental
health insurance benefits including dental, life, long
term care, accident, and
short
term disability.
HMO’s insure approximately twenty percent of all privately insured workers. In 2008, employer health insurance premiums increased by 5.0 percent – two times the rate of inflation. The annual premium for an employer health plan covering a family of four averaged nearly $12,700. The annual premium for single coverage averaged over $4,700.
The
information on this site is general in
nature and may vary from the ultimate
products and services that your local
agent will offer. With many carriers the
products may also vary from state to
state. Therefore you will need a
qualified local agent to assist in the
selection and implementation of a
voluntary program.
Our
site makes that search process easy, when
you fill out a
request for information, we
notify a voluntary benefit agent in your
area who has servicing responsibility for
your town. This site was developed to
assist you in your decision making
process and show you the benefits of
considering voluntary and supplemental
health insurance programs.
If you are looking to enhance your
traditional health insurance plans,
you have the right site. By scanning our
site you can quickly develop a better
understanding of the process for a
successful enrollment. Be sure to get the
free report, "Seven Deadly Sins of
Voluntary Enrollments" by
subscribing to our monthly newsletter
which provides tips and new ideas for
busy human resource mangers. By visiting
this site before you decide to implement
voluntary programs, you will be in a
better position to ask good questions of
your agent. Read
tips on selecting an agent.
Through our referral program we will
submit your inquiry to a local agent in
your area. These independent agents
specialize in enhancing existing programs
and can peacefully co-exist with your
current broker. All agents are
independent agents they are not agents of
1st Supplemental Health Insurance and are
free to offer any voluntary program that
they choose. We do not require agents to
represent any particular carrier.
These agents specialize in enhancing your
existing programs by offering
employee-centered plans that increase
employee satisfaction and save employers
money.
Free
HR TOOL KIT TO HELP YOU MANAGE COSTS-
click here.
Start
your search for a qualified local
representative here.
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AGENTS
CLICK HERE FOR INSURANCE AGENT TIPS
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