DENTAL OVERVIEW

Enhance The Benefits Your Company Offers - At No Direct Cost To You!

Get a dental insurance plan for your employees without adding benefit costs. If you have 10 employees, get details from a local agent

Nationwide Coverage - Local Agent - supplemental dental insurance

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Supplemental Dental Insurance Summary

Most dental plans have a minimum requirement of ten total employees, with at least three participants.

Most provide basic, preventive and major dental benefits to covered individuals.

Affordable Supplemental Dental Insurance!

Rates range depending on several factors; carrier selected, type of coverage desired, and family circumstance (single, single parent, family, husband/wife).

Good plans allow for service from any dentist - anywhere!

Most pay for eligible treatments are listed in the policy by ADA (American Dental Association) code. With a good plan you can go to any dentist you like! In most cases employees get paid cash, not the dentist (unless otherwise assigned).

Wellness Benefits Paid Directly to Employee Twice a Year!

With a good plan a dental wellness benefit is payable once per visit, regardless of the number of treatments received. For benefits to be payable, some carriers require that 150 days or more must separate dental wellness visits. With a good plan this benefit is payable twice per policy year per covered person. Some carriers require that a dentist or dental hygienist must perform the treatment. With a good plan there is no waiting period for this benefit.

Stable (Employee-Paid) Rates Enhance Morale and Saves You Money!

Many firms have had to make changes recently due to a rate fluctuation. Voluntary benefit policies are an excellent way to round out your primary health care plan and save money. Good policies pay cash benefits directly to the employee, unless otherwise assigned . Command the highest morale from your employees by offering the highest choice of benefits! Did you know that health benefits are ranked as the number one benefit by employees and studies indicate that they want more choice and control?

Employees Prefer Having a Choice with Supplemental Dental Insurance

With supplemental insurance policies, employees choose the types of coverage they want and pay for them through the convenience of payroll deduction. And because often your premiums can be paid on a pre-tax basis, you may save tax dollars or even be able to add benefits and keep your overall cost the same. Moreover, a good plan will pay benefits regardless of any other insurance you may offer. If you think your employees won't be interested, read what researchers say. When questioned properly, generally six out of ten employees willingly participate.

Get a free, accurate quote to see how much you'd save!