CREATING VALUE WITH SUPPLEMENTAL PLANS

Check the carriers benefit ratio – to see if it delivers value to your employees.
Do they offer product diversity?
(This provides greater benefit choice in filling any gaps.)
Do they have a plan for a professional enrollment?
(This provides you with speed and accuracy; minimal disruption.)
Do they provide prompt claims payment?
(it does no good to get a less expensive program that doesnt' pay.)
Do they offer In-house Flex Operation?
Do they offer daily reimbursements?
Does the plan offer reasonable premium to employee; no cost to company?

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