Supplemental health insurance - Accident Insurance
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Supplemental health insurance - Accident Insurance

Supplemental  Accident Insurance

Enhance the benefits your company offers - at no direct cost to you

Add coverage for your employees without adding to your costs. Employee paid accident insurance benefits are popular today. Get details from a local agent.

Pays cash benefits directly to the employee!

Many firms have had to make changes recently due to a rate fluctuation. Voluntary benefit policies are an excellent way to round out your primary health care plan and save money. Most policies pay cash benefits directly to the employee unless otherwise assigned.. Command the highest morale from your employees by offering the highest choice of benefits! Did you know that health benefits are ranked as the number one benefit by employees and studies indicate that they want more choice and control?

Pays in addition to any other coverage!

With supplemental insurance policies, employees choose the types of coverage they want and pay for them through the convenience of payroll deduction. And because your premiums can be paid on a pre-tax basis, you may save tax dollars or even be able to add benefits and keep your overall cost the same. Moreover, most supplemental policies pay benefits regardless of any other insurance you may offer. If you think your employees won't be interested, read what researchers say. When questioned properly, six out of ten employees willingly participate.

Accident

Supplemental accident plans are designed to help cover the expenses associated with an accidental injury. It often pays you directly, unless you assign benefits, regardless of any other insurance you may have. Benefits are determined by state and carrier selected, but include among others:

  • Accident hospital confinement

  • Accidental death and dismemberment

  • Annual wellness benefit

  • Plus many others

How much does it cost?

Rates range widely depending on several factors; carrier selected, type of coverage desired, and family circumstance (single, single parent, family, husband/wife).

Is my Doctor included in your network?

Usually you can go to any doctor you like! Employees receive cash for qualified treatments, not the doctor (unless otherwise assigned). Use the money any way you see fit.

Get a free, accurate quote to see how much you'd save!

Get a Free quote!!!

 

 

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