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Welcome to 1st Supplemental Health Insurance, many carriers offer plans available on an individual basis. We work with employers only, but would like to provide you with some insight on how to get your employer to sponsor supplemental plans. If you are looking for individual coverage and are not currently employed or do not believe that your employer will payroll deduct these plans we suggest that you use this service; Quotesmith. If you are looking for Indivudal Long Term Care programs you may like to visit LongTermCare Wiz.com. They offer a variety of programs available online for the individual and can save you hours of comparison shopping. If you would like to investigate cost effective treatment centers consider visiting Cognent Healthcare. Cogent Healthcare is the nation's premier hospitalist company, dedicated to improving the quality and continuity of inpatient care management, while increasing patient satisfaction and significantly reducing costs.

All of our plans are designed for the business owner to payroll deduct for his (her) employees. If your firm was interested in payroll deducting, the benefits can be compelling -
click here to see.

Most of programs are eligible to be implemented on a pre-tax basis, and we only need a minimum of three full time employees to qualify for payroll deduction rates.
To learn how you may get these programs offered by your firm, click below.

Know the statistics to understand your risk.

Know the terms to understand the basics.

Employers are being forced to shift much of the burden of insurance rate increases to employees, either by raising your contribution or reducing the benefits. You can take steps now to purchase guaranteed renewable programs that are portable. You can take your own permanent program from employer to employer for less than you might think.

If you would like to save even more money, suggest to your employer that you would like to have this protection on a pre-tax, payroll deduction basis. Find out how to make the case.

Research benefit trends to better understand why your employer will be forced to make difficult decisions and why you need to take action now.

If you are an HR manager, you may want to get monthly tips;

Free Benefits Reports 

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