Supplemental Life Insurance Quote

Searching for a way to offer an affordable basic benefit? Get a basic supplemental life insurance quote for your employees without adding benefit costs. Get details from a local agent

Enhance the benefits your company offers - at no direct cost to you

Many firms have had to make changes recently due to a rate fluctuation. Voluntary benefit policies are an excellent way to round out your primary health care plan and save money.

Pays cash directly regardless of any other insurance!

Most policies pay cash benefits directly to the employee unless otherwise assigned. Command the highest morale from your employees by offering the highest choice of benefits! Did you know that health benefits are ranked as the number one benefit by employees and studies indicate that they want more choice and control?

With supplemental insurance policies, employees choose the types of coverage they want and pay for them through the convenience of payroll deduction. Moreover, most good policies pay benefits regardless of any other insurance you may offer. If you think your employees won't be interested, read what researchers say. When questioned properly, generally six out of ten employees willingly participate.

Life

Look for a carrier to offer term life insurance, whole life insurance and a combination of both to provide the level of coverage you need. Good policies allow you to apply for up to $100,000 ($50,000 for applicants over age 50) total coverage. In addition, in most cases the health questions on your application for coverage do not require a medical exam or blood test. Look for premiums that will be automatically deducted from your paycheck. The best policies offer coverage that automatically includes a waiver of premium benefit in case of total disability and an accelerated death benefit.

Get a free, accurate quote to see how much you'd save!